Credit Decision Analyst
Job Type : Permanent, Full Time
Salary : £25000/annum
Anderson Knight is recruiting Credit Decision Analyst’s for one of our top clients based in Glasgow on a full-time permanent basis.
This client is a leading provider of specialist finance solutions to the UK motor finance market, working with prominent franchised and independent dealers as well as leading specialist intermediaries.
The role is to review each application made by the customer individually, gather data to support a rounded view of each potential customer’s situation and decide the affordability for the applicant and is in line with the company’s credit risk appetite.
Main Duties and Responsibilities:
* Review, analyse and utilise credit reference data to evaluate car finance referrals.
* Make credit decisions ensuring these are in line with the company’s policy, processes and procedures.
* Process each referral through all required checks, these include but are not limited to trace, affordability, credit behaviour and vehicle criteria using tools which include Credit Reference Bureau, Glass Guide, CIFAS.
* Add notes to each assessed referral in line with the company’s Processes and Procedures and record any Conditions of Sanction.
* Abide by GDPR data protection principles.
* Remain vigilant to suspicious behaviour, evidence of fraud or anti-money laundering activities.
Experience required:
* Form of financial services experience is preferable.
* Underwriting experience.
* Car Finance experience.
* The ability to analyse and interpret credit reference data.
* Work well under pressure.
* Attention to detail with strong analytical and numerical skills.
In return our client offers an excellent opportunity to join a leading UK business who has enjoyed year on year growth. In addition, our client will offer on the job training to enhance your skills further.
To apply for this excellent opportunity, please forward your CV in complete confidence
More Information
- Address G3, Stobcross (historical), Glasgow City
