Credit Documentation Manager
Job Type : Permanent, Full Time
Salary : £45000 – £55000/annum
This is a multi-faceted credit role requiring credit analysis and documentation experience, knowledge of development lending, sound organisational and communication skills along with the ability to work to tight deadlines and written and verbal communication skills. Ideally, the successful candidate will also have experience in recoveries and collateral realisation.
You will be responsible for the management of development lending portfolio from initial documentation through drawdown, monitoring and control.
Production of regulated and unregulated mortgage, BTL and Lombard lending facility and collateral documentation for personal and non-personal borrowers, including liaison with Bank panel solicitors and valuers.
Organisation and Secretary of the Strategic Credit Committee and support for the recovery process
Preparing regulated mortgage and unregulated facility documentation
Preparing collateral documentation including legal charges, assignments, collateral warranties etc
Responsibility for development loan cases, including adherence to Bank policies and standards
Cover for overseas property lending cases
Instructing and liaising with solicitors, valuers and quantity surveyors
Reviewing property valuations & Certificates of Title and validating adherence to terms of sanction prior to drawings under approved facilities
Ensuring collateral registration and perfection, reviewing lease terms and arranging consents
Acting as Secretary for the monthly Strategic Credit Committee (SCC) including production of detailed minutes and actions arising
Collating all papers and contributions for each SCC meeting and ensuring that all papers are received in time
Preparation and distribution of the SCC agenda and meeting pack
Covering the recovery list for the Recovery Manager in relation to cases and subsequent recovery management, actions including Liaison with Group Legal
Working knowledge of typical UK residential property lending
Extensive experience in production, approval of facility and collateral documentation
Strong written and verbal presentation skills, including taking fulsome and accurate meeting minutes
To apply you must have experience clearly showing on your CV of Management of development lending portfolio from initial documentation through drawdown, monitoring and control
Production of regulated and unregulated mortgage, BTL and Lombard lending facility and collateral documentation for personal and non-personal borrowers, including liaison with Bank panel solicitors and valuers
Previous banking experience is essential otherwise you won't have the above experience
